Global Warming Debate – The Natural Oxygen-Carbon Dioxide Balance

A characteristic equilibrium has been occurring as long as there has been life on this planet: oxygen and carbon dioxide have been in a characteristic equilibrium in earth’s environment this time!

All the more explicitly, people and creatures breathe in oxygen and breathe out carbon dioxide. Vegetation, then again, utilizes carbon dioxide in the photosynthesis response for plant development. A side-effect of this response is vaporous oxygen. So the human and creature realms have been in an offset with the plant realm on earth. Each utilizations an item delivered by the other. People and creatures additionally use plant items for food, and the plants utilize human and creature squanders for food.

Current speculations recommend that petroleum products, similar to coal and flammable gas, are the aftereffects of rotting, just as rotted and compacted vegetation. There are colossal weights of coal holds on earth – all of which came from huge amounts of once green vegetation. By one way or another, all such vegetation kicked the bucket and was compacted into structures that throughout the long term transformed into the different kinds of peat and coals we mine today.

Presently – consider the big picture. From where did all the carbon in these petroleum products come? On the off chance that green vegetation is the real wellspring of coals, at that point the vegetation got its carbon from vaporous carbon dioxide. Since the quantities of people and creatures was most likely much lower in days past than current populaces, one should seriously mull over that the world’s environment once contained more elevated levels of carbon dioxide, which was changed over to plants, and at last into the coal items we are consuming today. Thus, the carbon dioxide delivered by the consuming of the present petroleum products is basically an arrival of that carbon source to the air from whence it once came. Air carbon dioxide in days a distant memory by, changed over to huge volumes of vegetation, which was compacted, consolidated, and covered to frame peats and coals, which are mined and consumed in force plants today, is gotten back to climatic carbon dioxide indeed. From climatic carbon dioxide to air carbon dioxide – the cycle is finished.

Another part of this cycle is that vegetation is utilized for nourishment for people and creatures. Natural products, vegetables, and grains are the consequences of the development of plants. So as the number of inhabitants in people and creatures grows, one would trust that the volume of vegetation would stay in legitimate extent so plants can change carbon dioxide over to oxygen as they develop bounteously. What’s more, the people and creatures, thusly, will keep on filling in numbers so they can change over the huge amounts of oxygen from the vegetation into carbon dioxide for use by the plants. This is a characteristic equilibrium that seems to have been set up by the Creator God. The possibility that such an equilibrium, as per transformative hypothesis, is the aftereffect of chance is baloney!

There are presently more individuals living on earth than any other time in recent memory throughout the entire existence of the earth. Earth’s present human populace is right around 7 billion individuals. The number of inhabitants in creature life is relatively enormous. To take care of this numerous individuals and creatures, the plant realm likewise should be bountiful. Luckily, we realize that as the carbon dioxide substance of the air copies and as the normal temperature of the earth increments simply somewhat, both will build the development paces of plants. More carbon dioxide in the environment implies quicker plant development and more nourishment for the human and creature realms, which is acceptable. We are at present taking care of more individuals with less developed sections of land of land than any time in recent memory throughout the entire existence of the earth. Everything is continuing admirably, and this normal equilibrium of individuals, creatures, carbon dioxide, plants, and oxygen is proceeding in relative extent as planned.

In any case, presently enter egotistical humanity, who thinks he knows in a way that is better than nature and the God of creation. Humanity is wanting to scale back fossil fuel byproducts to forestall a dangerous atmospheric devation. An Earth-wide temperature boost gives off an impression of being a trick, which the intellectual elite need to use to move immense amounts of abundance from rich nations like the United States to helpless underdeveloped nations. In this self-important push to eliminate carbon dioxide from squander gas streams to forestall an Earth-wide temperature boost (which has not been demonstrated to try and exist), they will eliminate carbon dioxide from squander gas streams which will prevent the development of plants which are in this normal offset with people and creatures.

This creator fears that in humanity’s self-importance, they will harm this regular oxygen/carbon dioxide balance and to the development and supply of food which takes care of the world, for the sake of a dangerous atmospheric devation – which is actually a cover for other political antics.

Luckily, this creator trusts God is in charge of the day by day working of the earth and all that live consequently. Humankind can play their games, however God will keep on offsetting the provisions of oxygen and carbon dioxide in the climate, paying little mind to how man deals with the current levels.

Have you seen – the naturalists have fits when the logging ventures obvious locales of timberland. Not a lot is said about the way that logging organizations replant those locales so trees will by and by develop. Logging organizations can’t keep on working if all timberlands are chopped down and nothing replaces them – it is to their greatest advantage to replant locales they have reaped – so in years to come, backwoods will by and by possess those terrains.

Many get disturbed when organizations attempt to tidy up the underbrush in our woods. This obliterates creature territories, which is awful (as indicated by basic entitlements activists). Be that as it may, uncontrolled underbrush supports rapidly spreading fires which pulverize a huge number of sections of land of timberlands and numerous private networks every year. Fierce blazes annihilate trees, which might have been collected to create huge loads of wood, underbrush, houses, natural life, and so forth, and send tremendous amounts of carbon dioxide and warmth into the climate.

There are heaps of regular cycles and equilibriums on this planet that man can handle (logging and underbrush cleanup, for instance) however when they aren’t permitted to take an interest in those cycles, normal cycles like out of control fires do the work for them. Scarcely anybody gets disturbed when an entire locale is clear-singed (rather than obvious) aside from the deficiency of the private lodging that went up on fire alongside the characteristic plant and natural life.

The earth is sufficiently tough to deal with tremendous timberland flames, heat, and immense amounts of carbon dioxide diverted free into the environment from power plants. The earth is adequately versatile to deal with volcanic emissions and the warmth, debris, and gases blown into the climate. The earth is adequately strong to deal with the annihilation and rot brought about by tremendous tsunamis, cyclones, and tropical storms across the planet. God can deal with it with this world, and all its normal adjusts, that have been planned into its self-controlling climate frameworks. What’s more, when things have all the earmarks of being running wild, God Himself can step in to right irregular characteristics and fix disparities.

It shows up, to this creator, that humanity ought to be focusing harder on the 10,000 foot view with respect to normal adjusts that are working on this planet. It seems like the tallness of haughtiness that the US Supreme Court ought to announce carbon dioxide a waste gas that ought to be constrained by the Environmental Protection Agency. It has all the earmarks of being more haughtiness that we are intending to “sequester,” that is, eliminate, carbon dioxide from the waste floods of our plants to forestall a marvel that has not been demonstrated (a dangerous atmospheric devation.) It seems, by all accounts, to be considerably more self-importance that proposed answers for a lie wonder will unfavorably affect normal adjusts that have been progressing for quite a long time (the oxygen/carbon dioxide balance and the human/creature/vegetation adjusts.)

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Choosing a Make use of

Choosing a Make use of

Turning buildings has started to become ever more popular. The fact is that, a global recognition of your plan is definitely building a small amount of level of competition the who seem to would die to give it a try to get at the first try. A higher level of competition normally behaves they are driving in the expenditures included in obtaining a gain, which will exclusively is able to reduced a gain possibilities. Having said that if you learn of the best value plus feel like the house and property is a wonderful selection for your make use of you may ask the examples below problems that can assist you identify set up asset is a real fine selection.
Budapest short term rentals

1) Brand-new obtained a skilled check plus driven there presently exists exclusively insignificant problems this has to be manufactured to the house and property as well as landscape? This is certainly vital for the reason that any maintenance that you should designed is going to feed on within your financial budget. You should entire a job by using very little extra cash devoted as they can to recieve the very best gain against your investment attainable.
2) Is a asset appropriate for a nearby? By way of the following Get real is a asset your three-bedroom dwelling make to get young families involved with your pensionable online community and also do you find it your a person home, cottage-style dwelling in the course of relatives buildings? All these will not be really an effective coordinate that will induce challenges taking into consideration time for them to sell off.
3) Might a nearby endure the amount you must pull in with the make use of? When you are building a strong enhanced dwelling inside of a limited location you will be just about offering your great loss against your choice. You should choose a dwelling trying to find problems providing low-priced inside of a location with improved buildings in order that it will bring while in the gain you will be praying to receive if all of is definitely reported plus executed.
4) Do you generate a variations you actually consider for any dwelling against your spending plan plus without the need of a lot switching a shape of the property? This is usually a biggie and the other this normally may get neglected. You are unable to prefer to get started banging outside outer surface and also building innovations if turning a building. That is definitely a little something make sure you go away for any innovative lovers. You should generate when very few mounds as they can in support of generate variations that should help cost of the house.
5) Do you help cost of the house more than enough in making them truly worth a person’s when participating in a time? This is certainly a further significant option in regards to a building make use of. It’s going to take time frame plus capital in making a variations that almost all “flippers” propose with regard to their choice, primarily newbie flippers. Do you know of plenty of time so that you can stick to it as well as capital to protect a taking expenditures when you’re in the way of producing a variations?
6) Is a asset inside of a sought after location, urban center, etcetera. to get providing homes? A further prevalent slip-up is definitely shopping for around spots that happen to be very difficult stocks to get prospective buyers. It is usually fairly readily available more affordable homes that happen to be eye-catching when you’re beginning having said that; individuals sell off the house and property you pay for so that you can make use of anybody beats the reason for having the only thing that time frame, efforts, plus capital within building a developments.
7) Do you conduct the repair and also how about industry experts just in case hence, ultimately certainly be practical? Use caution you don’t overestimate a person’s ability in such a if you can. Its superb to trust you may put to sleep your wooden floors although the certainty of accomplishing its fairly a further topic. Remember to have got a genuine familiarity with a possibilities expenditures active in the make use of plus set up asset it’s still money-making while in the worst-case case.

Respond to all these problems if finding out about possibilities investment plus dwelling turning homes and you ought to often be perfectly continuing your journey to the flourishing make use of, not less than as long as picking a the house and property runs. You must also choose a dwelling so that you can make use of that you prefer when you will probably often be paying out a substantial amount of time frame now there.




Accessories for your laptop computer

Accessories for your laptop computer

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A few pointers while travelling abroad with your notebook computer

Canada Visa

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Accessories for your new notebook computer

Just spent big money on another notebook?.Now you need accessories.Here are a few accessory ideas you may want to think about to make the set up complete.

1: Notebook bag

You can’t very well go travelling around the globe with your laptop exposed to the weather.

When it comes to laptop bags, you can spend £15 for a basic case made from cheap materials or up to a hundred pounds on one made of quality leather.some notebooks have the bag as a give-away, i find that you can get an affordable one by shopping around and not neccessarilly buying the exact one, but one that will do the job. Personally i pick one that is big enough to hold a few accessories besides.

2: Software

Did your notebook come with software? If so, did it come with the right software – the software you actually need to perform whatever tasks you require?

Don’t just assume you have everything you need. You’ll probably need to add some software, as well as go on the net to update the software that was included.

3: A Real USB Mouse

The inbuilt touch-pad does the job. However, given the choice, most people would rather use a real mouse.

If you stop and think for a moment, you’re likely to realize that many places where you’ll be computing actually are suitable for a real mouse.

So one of the most useful laptop accessories you can buy is a USB mouse, keep it with you, and use it whenever you’re able.

4: A Cat5 Ethernet Cable

Your built-in Ethernet port won’t do you much good if you get to your hotel room, discover an Ethernet connection, and don’t have a cable. Some hotels provide them; others don’t. Always come prepared with the right cable.

5: A Standard Telephone Cable

The same holds true for your modem connection. If you don’t have a cable to get you from your computer to the phone jack, you’re not going to link to the internet.

6: Disposable Cleansing Cloths

Over time, the display on your notebook is going to get dusty, or even grimey. You’re diceing with the death of your laptop if you attempt to clean your display with paper towels and spray cleaners.

Instead, use disposable cleansing cloths. These essential laptop accessories are designed specifically to clean laptop displays and they are cheap to boot, about £2 a pack . Always have a pack on hand.

7: USB Drive

A USB drive is a storage device about the size of your thumb that plugs directly into a USB port.

Capacity-wise, they’re relatively small – usually well under 100 MB. However, they’re very useful for moving files quickly and easily from one computer to another, e.g., moving a PowerPoint presentation from your laptop to your business associate’s laptop.

A USB drive also makes a great temporary backup medium for the really important files you create on the road.

8: Blank CD-R Discs

You’ve just finished your big sales presentation. Someone from the audience approaches you afterward and asks for a copy of the presentation.

You’ll make a better impression if you burn them a CD of the presentation on the spot.

9: Stereo Headset

It’s great to be able to watch DVD movies no matter where you are. Imagine watching your favourite flick at 30,000 feet.

There’s just one problem.

The family in the row behind you has absolutely no interest in hearing the dialog from the latest drama movie

Do yourself and everyone around you a favour. When you’re watching movies or listening to music in public, use your headphones.

10: Security Device

Laptop security devices come in many shapes and sizes.

For example, most laptops include a security dock that allows you to attach your laptop to some immovable object via cable, much like you’d lock up your bike on the street.
laptop computers

david is the owner of which deal in great bargains on the latest laptops,notebooks & their accessories


Few Clicks from the Jackpot

A Few Clicks from the Jackpot

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Casino gambling has transformed into a major industry across the world. For the past decade casino gambling has seen to expand its boundaries far beyond the limits of Las Vegas. Today Casino gambling has been legalized in more than forty-nine united states and hundreds of different countries. As a result there seems to be an increment of about $100 billion in gambling revenues since the 1990’s.

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s, online casino, and internet casino, blackjack rules, blackjack strategies, play bla

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Casino gambling has transformed into a major industry across the world. For the past decade casino gambling has seen to expand its boundaries far beyond the limits of Las Vegas. Today Casino gambling has been legalized in more than forty-nine united states and hundreds of different countries. As a result there seems to be an increment of about $100 billion in gambling revenues since the 1990’s.

Today Gambling has taken more different forms than an enclosure where people would come, gamble, drink and head home. Internet gambling represents one of the fastest growing segments of online activity with more than seven hundred web sites now providing users the opportunity to wager on everything from casino games to sporting events. According to Internet research firms, the industry will pull in $15 billion in world-wide revenues this year alone.

Whether you are interested in Poker, Blackjack, Texas Hold’em, Progressive Slots or any other of the many great casino games, you can easily gain access online. It is just the matter of having money to play, access to the Internet, and you’re ready to go. Today, the age of computing gives you almost anything that you could wish for with just a click. There are millions of available websites that not only provide you with all of your favorite casino games, but also with guides and training programs to teach you how to win online.

Online casino games are action packed and just as exciting as playing in a land based casino. There is also a wide variety of games to play. Online casino games are fun and easy to use, and if you ever get stuck most casinos offer excellent customer care.

The best part of playing online casino games is that you don’t need to leave the comfort of your own home to have a good time. You don’t have to be a member of a club, or spend a fortune on travel and hotels. Now you can play Poker, Blackjack, and all of your favorite casino games from your living room.

And fortunately for gamblers playing online is safe and secure. Giving your credit card information to an online casino is just as safe as using your credit card at a hotel or restaurant, and in most cases safer. Online casinos are highly regulated and committed to customer service, which results in a safe, fun, and fair entertainment. So be confident in your deposits and take advantage of the casino bonuses – usually the more you deposit, the bigger the bonus you receive. This does not mean you need to wager more, you can cash out whenever you like – the idea is to receive the maximum amount of bonus money.

At a time baseball seemed to be the most entertaining American pastime. This has changed. In recent years, attendance at casinos has nearly tippled the attendance at all major league baseball games, with around a hundred and thirty million people visiting casino’s every year.

The Internet could be your chance to hit it big!


7 Ways to Cut Loose from Old Sales Thinking

7 Ways to Cut Loose from Old Sales Thinking

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How would your selling behaviors change if you changed your sales thinking? Old Sales Mindset Vs New Sales Mindset. Always start out with a strong sales pitch Vs Stop the sales pitch. Vs Hidden sales pressure causes rejection. Eliminate sales pressure, and you’ll never experience rejection. Vs Never chase prospects. If prospects challenge the value of your product or service, defend Indian Evisa
yourself and explain its value. This only creates more sales pressure.

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Regardless of what product or service you’re selling, you should be able to relate to her dilemma.

Outdated sales skills fail to address the core issue of how we think about selling and unless we get to that core and change it once and for all, we’ll go on struggling with the same counterproductive sales behaviors.

And we’ll continue believing that we’re always just one new sales technique away from the breakthrough we’re looking for.

New Thinking = New Results

Maybe it’s time to take a different approach. Maybe we need to analyze our thinking and identify why we’re not making more sales.

Take a look at the table below and think about your current selling mindset.

How would your selling behaviors change if you changed your sales thinking?

Old Sales Mindset Vs New Sales Mindset

1. Always start out with a strong sales pitch Vs Stop the sales pitch. Start a conversation.

2. Your goal is always to close the sale Vs Your goal is always to discover whether you and your prospect are a good fit.

3. When you lose a sale, it’s usually at the end of the sales process. Vs When you lose a sale, it’s usually at the beginning of the sales process.

4. Rejection is a normal part of selling, so get used to it. Vs Hidden sales pressure causes rejection. Eliminate sales pressure, and you’ll never experience rejection.

5. Keep chasing prospects until you get a yes or no. Vs Never chase prospects. Instead, get to the truth of whether there’s a fit or not.

6. When prospects offer objections, challenge and/or counter them. Vs When prospects offer objections, validate them and reopen the conversation.

7. If prospects challenge the value of your product or service, defend yourself and explain its value. Vs Never defend yourself or what you have to offer. This only creates more sales pressure.

Let’s take a closer look at these concepts so you can begin to open up your current sales thinking and become more effective in your selling efforts.

1. Stop the sales pitch. Start a conversation.

When you call someone, never start out with a mini-presentation about yourself, your company, and what you have to offer.

Instead, start with a conversational phrase that focuses on a specific problem that your product or service solves. For example, you might say, “I’m just calling to see if you are open to some different ideas related to preventng downtime accross your computer network?”

Notice that you are not pitching your solution with this opening phrase. Instead, you’re addressing a problem that, based on your experience in your field, you believe they might be having. (If you don’t know what problems your product or service solves, do a little research by asking your current customers why they purchased your solution.)

2. Your goal is always to discover whether you and your prospect are a good fit.

If you let go of trying to close the sale or get the appointment, you’ll discover that you don’t have to take responsibility for moving the sales process forward.

By simply focusing your conversation on problems that you can help prospects solve, and by not jumping the gun by trying to move the sales process forward, you’ll discover that prospects will give you the direction you need.

3. When you lose a sale, it’s usually at the beginning of the sales process.

If you think you’re losing sales due to mistakes you make at the end of the process, review how you began the relationship. Did you start with a pitch?

Did you use traditional sales language (“We have a solution that you really need” or “Others in your industry have bought our solution, you should consider it as well”)?

Traditional sales language leads prospects to label you with the negative stereotype of “salesperson.” This makes it almost impossible for them to relate to you with trust or to have an honest, open conversation about problems they’re trying to solve and how you might be able to help them.

4. Hidden sales pressure causes rejection. Eliminate sales pressure, and you’ll never experience rejection.

Prospects don’t trigger rejection. You do — when something you say, and it could be very subtle, triggers a defensive reaction from your prospect.

Yes, something you say.

You can eliminate rejection forever simply by giving up the hidden agenda of hoping to make a sale. Instead, be sure that everything you say and do stems from the basic mindset that you’re there to help prospects identify and solve their issues.

5. Never chase prospects. Instead, get to the truth of whether there’s a fit or not.

Chasing prospects has always been considered normal and necessary, but it’s rooted in the macho selling image that “If you don’t keep chasing, you’re giving up, which means you’re a failure.” This is dead wrong.

Instead, ask your prospects if they’d be open to connecting again at a certain time and date so you can both avoid the phone tag game.

6. When prospects offer objections, validate them and reopen the conversation.

Most traditional sales programs spend a lot of time focusing on “overcoming” objections, but these tactics only create more sales pressure.

They also keep you from exploring or learning the truth behind what your prospects are saying.

You know that “We don’t have the budget,” “Send me information,” or “Call me back in a few months,” are polite evasions designed to get you off the phone. Stop trying to counter objections. Instead, shift to uncovering the truth by replying, “That’s not a problem.” No matter what the objection, use gentle, dignified language that invites prospects to tell you the truth about their situation without feeling you’ll use it to press for a sale.

7. Never defend yourself or what you have to offer. This only creates more sales pressure.

When prospects say, “Why should I choose you over your competition?,” your instinctive reaction is to defend your product or service because you believe that you are the best choice, and you want to convince them of that. But what goes through their minds at that point?

Something like, “This ‘salesperson’ is trying to sell me, and I hate feeling as if I’m being sold.”

Stop defending yourself. In fact, come right out and tell them that you aren’t going to try to convince them of anything because that only creates sales pressure. Instead, ask them again about key problems they’re trying to solve.

Then explore how your product or service might solve those problems. Give up trying to persuade. Let prospects feel they can choose you without feeling sold.

The sooner you can let go of the traditional sales beliefs that we’ve all been exposed to, the more quickly you’ll feel good about selling again, and start seeing better results.


3D Animation

3D Animation

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3D animation deals with electronically produced computer-generated 3D imagery used in motion graphics and digital special effects. In this case, the animator creates a design style or concept that tries to visually interpret and convey the required information using both new and traditional animation techniques.

Animation, Free Animation, Flash Animation, 3D AnimationINDIAN VISA ONLINE

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3D animation deals with electronically produced computer-generated 3D imagery used in motion graphics and digital special effects. In this case, the animator creates a design style or concept that tries to visually interpret and convey the required information using both new and traditional animation techniques.

The 3D animator will have to be well-acquainted with 3D animation applications and software, film and video production techniques, production processes, digital special effects, art and design movements and methodology, typography, styles of performance and dramatization, film and broadcast genres, technical scripting, health and safety regulations for the film and broadcast industry, and an understanding of budgeting and scheduling processes.

The job of the 3D animator is to design and realize original concepts, character and content creation. The animator, therefore, is responsible for devising and communicating creative ideas and accurate technical information. They have to provide the client with detailed estimates of costs, and work within the budget and schedule.

Each assignment will have different demands. So it is imperative that the animator should have a good knowledge and experience of animation software and broadcast processes, as well as a broad knowledge of technical scripting and digital technology used in broadcasting. The designer must be able to respond with innovative concepts and practical solutions for each assignment. The assignments may be of any kind, from designing a spinning top to re-creating mythical weapons.

To succeed in 3D animation, one must have a thorough understanding of computer-generated processes and applications to be able to achieve creative responses to design briefs within the restrictions of budget and deadline. He/she will be required to possess a passion for design, good communication skills and a good understanding of broadcast, special effects and character animation. Last but not least, he or she must enjoy working as a team member under pressure.

In addition to being able to demonstrate high standards of computer-generated imagery and animation techniques you will need to have a good knowledge of art and design movements and imagery, creative problem solving and innovation, and the understanding of how to deliver design concepts and processes.


Categories Make It Easy

I’m confused! I have all these customers, but which ones should be getting the Product A Newsletter and which ones get the Product B newsletter? Do I have to go back through all the invoices to work out which is which? That’s an awfully big job!

This person is confronted by an ocean of data and they can’t figure out how it all fits together. Something that will make life a lot easier for them is to categorise the companies cheaphostingforum in the database. Here are some examples:

Company Type: If you have all the companies you deal with in the same database that’s really good, because you don’t have to go to one place to find suppliers and another place to find customers, for instance. You should therefore have a “Company Type” selection with categories like:

If you select one of those categories, that’s all you see in your list. So, if you want to look at just Customers, you can.

Supplier Type: Take this a step further – bring up a list of Suppliers. But now let’s have a sub-category under the Company Type cat that only shows up when you select Supplier as the Company Type. The Sub Cat would be a list of what the suppliers provide for us. You only want to look at the printers we have used? Select Printers as the sub-cat and the list comes down to Suppliers who do printing.

Company Source: Maybe you do trade shows, or exhibitions, as a means of promoting your products or services. You might also do direct mail, advertising, or email marketing. Whatever methods you use, it makes good marketing sense to be able to track where you are getting your Customers from. If you are spending $25,000 a year participating in exhibitions and you are only getting two customers a year from that (worth a total of only $5,000 profit), I think you’d like to know that. So, you could tag each customer with the event or activity that brought them into your world; the Customer Source:

Direct Mail
Product Category: Now, to solve the problem that the person was faced with in the first paragraph (which newsletter do they get), you could have a category that shows what products or services the company buys from us. You could even set this one up to take multiple categories. If the customer buys two different types of products from you, you should be able to flag both of them. They would therefore get two newsletters (assuming you have a different newsletter for each product, in this example).

Location Category: This is just another way of saying their “address”, of course. But, if done right, you could set it up to sort by State, City/suburb, or Postcode. And you could also set up areas or regions that would make it easier for your sales people to plan their sales calls – keeping them focused on a reasonably close geographic area to save travel time between sales meetings.

There are many other variations on this theme. The great thing about a well-constructed database is that it is customisable in all sorts of ways. There is almost no limit. You can add and expand categories as often as you like. It all depends on what you want it to do.

You can see more articles like this one and also get a free eBook on database basics




Thatcham Alarm – Categories For Car, Van, Motorhome

Thatcham alarm car categories are C1 for alarm and immobiliser and category C2 to 1 for alarm upgrade designed to integrate with an existing C2 immobiliser. Soft top cars should be fitted with a microwave sensor rather than an ultrasonic sensor to protect the interior when the top is down. Some of the best known Thatcham alarms for cars are from Avital, Clifford, Cobra, Gemini, GT, Toad and Viper

Van and Light Commercial Vehicles edulize Thatcham alarm categories are; L1 for alarm and immobiliser and category L2 to 1 for alarm upgrade designed to integrate with an existing L2 immobiliser. Thatcham alarms for vans may require additional doors sensors to be fitted in the cargo area if there is no courtesy light switch as all doors need to be covered by the alarm.

Motorhome Thatcham alarm categories are also L1 for alarm and immobiliser and category L2 to 1 for alarm upgrade designed to integrate with an existing L2 immobiliser. Thatcham alarms for motorhome have additional inputs for sensors such as; PIR to protect the interior with separate ultrasonic sensor in the cab, bike and gas bottles loops, locker, door and window sensors.

Motorcycle Thatcham alarm categories are MC1 for alarm and immobiliser and category MC2 to 1 for alarm upgrade designed to integrate with an existing MC2 immobiliser. Thatcham alarms for motor bikes are more compact with better waterproofing than car or van alarms

HGV Thatcham alarm Heavy Goods Vehicles categories are H1 for alarm and immobiliser and category H2 to 1 for alarm upgrade designed to integrate with an existing H2 immobiliser. Thatcham alarms for heavy goods vehicles are a higher voltage then car alarms and the immobiliser is designed for diesel engines.

Andrew Jocelyn from the UK has been involved in car alarm installation [] since 1998 dealing with many types of car alarm system [] from a simple alarm to an insurance approved Thatcham car alarm [] with GPS tracking system allowing full control of your vehicle via a mobile phone.




Personal Budgeting

This most costly mistake that a business owner can make is not knowing what your rates are, and how they are charged. Typically merchant accounts will be broken into rate tiers, and you MUST know what all of them are, and how they are charged to you.

The most important thing is knowing how you are charged rather than what your rate is. Most merchant account providers will quote a “teaser” rate which is the qualified or “swiped” rate and will omit the mid-qualified and non-qualified rates.

I will cover the four tiers that travelguidebook most merchant account providers will charge in a standard tier based rate program. Keep in mind that all off the different rates will average out to an effective rate, so it is important to know how you are going to be processing your credit cards, i.e. over the phone orders vs. swiped transactions in a store front, for example. Below are the categories and industry terms that you should look out for in negotiating an agreement.

Debit Card Rate

A debit card rate is charged when a consumer pays with a debit card. There is no pin number required and it must be a swiped transaction. This category or “tier” is also known as “Offline Debit” or “Swiped Check Card.” Rates in this category typically range from 1.29% to 1.69%. It is the lowest of the four rate tiers.

Qualified Rate

This category is for credit cards that are owned by an individual (not a Business) and an approval is given after a swiped transaction. This rate category is often referred to as a “swiped rate,” and rates typically range from 1.69% to 2.15%.

Mid Qualified Rate

This category is largely comprised of key entered transactions and rewards cards. Key entered transactions are made up of debit and/or credit cards where the number has to be hand keyed into the terminal. This may occur if the magnetic strip on the card doesn’t work, or you may receive a phone order from one of your customers. Rewards cards are also known as “Points” cards. These types of cards have a different rate than the normal swiped rate, and usually fall into a mid qualified rate category. Rates in this category usually have a surcharge of.50% to 1.99%. Surcharge is added to the swiped rate so make sure you realize that the mid qualified rate is often between 2% and 3% (sometimes more, but rarely less).

Non Qualified Rate

Non qualified rates will be paid when a business card is accepted. This rate category is also referred to as “corporate card” rate. Some of these transactions will be swiped and others will be key entered. Rates in this category usually have a surcharge rate of 1.25% to 2.50%.

In addition to the rate tiers you will have transaction fees, statement fees and PCI compliance fees related to your merchant account. These fees are important to pay attention to as well, and I will discuss each of these fees in the next article.

Brian Manning has been in the Merchant Services industry for over 8 years. He has been serving the Indianapolis community as well as nationwide clients with all types of payment processing needs. You can check out his latest industry updates on BancardSales and read his client Testimonials along with other industry leading updates about credit card processing.




Getting in the D (Decluttering) Mode: What Are Your Categories?

Within the next 10 years my husband and I plan to move to a retirement community. The high-rise is in the heart of the city, close to shops, entertainment, street fairs, and the skyway walking system. Though our move is a decade away we’re lightening the load now.

We’ve moved many times and are good at it, but we have too much stuff. I’ve watched television programs about getting organized and also researched the topic. Organization experts usually begin the process by establishing categories.

In her “Arizona Republic” article Kara G. Morrison offers some tips for going through “sentimental justmyfitness clutter.” She divides this category into sub-categories: photos, children’s art work, kits’ rooms (dolls, trophies, collections, posters, etc.), souvenirs, books, parents’ belongings, correspondence and documents. I’m sure the sub-categories could be divided into sub-subs if you chose to do so.

We have many items that fit into the “sentimental clutter” category, yet I’ve taken a simpler approach to decluttering. My categories are big stuff, small stuff, big areas, small areas. These categories help me plan my day and my time.

The big stuff category includes extra furniture — extra chairs and tables. Things that fit under the small stuff category include a flowerpot that belonged to my mother-in-law. The small stuff category turned out to be complicated because it includes heirlooms, hundreds of family photos, my childhood doll collection, vintage doll house furniture, and more.

The big areas are really big and include our mechanical room, which doesn’t have a spare inch, our home office, the garage, and attic above the garage. One day, when the attic stairway was down, my daughter climbed up and looked at the things we were storing. “You have everything in here but the kitchen sink!” she exclaimed. A minute later she called, “Wow, I just found a kitchen sink.” Clearing out the attic will be a challenge, that’s for sure.

Garage decluttering will be just as challenging. In addition to two cars, we are storing items we have received from estates, gardening tools, two bikes, bike tools, two work benches, work tools, supplies (screws, nails, bolts), cans of paint, paint trays and brushes, snow shovels and a snow blower that no longer works. My husband and I have decided to work on big areas in stages.

We helped our parents clear out their homes before they moved to retirement communities, so we have some experience to draw upon. But life experience doesn’t make the job smaller. We have lived in our home for 19 years and lightening the load will take several years. That is why we’re starting now. It’s been rewarding to give items to our daughter, grandchildren, and relatives.

Determining categories saves time in the long run. Your categories should fit your work style. List the categories on paper and items that fit under each one. Ask children and famiiy members if they are interested in family items. Each day, spend a little time in the D Mode, until the job is done.

Copyright 2011 by Harriet Hodgson

Harriet Hodgson has been an independent jounalist for 30+ years. Her 24th book, Smiling Through Your Tears: Anticipating Grief, written with Lois Krahn, MD is available from Amazon. Centering Corporation published her 26th book, Writing to Recover: The Journey from Loss and Grief to a New Life and a companion journal. The company also published The Spiritual Woman and is publishing her latest book, Happy Again! Your New and Meaningful Life After Loss. Hodgson has two other new books out, 101 Affirmations to Ease Your Grief Journey, available from Amazon, and Real Meals on 18 Wheels: A Guide for Healthy Living on the Highway, Kathryn Clements, RC, co-author, and available from Amazon soon. Please visit her website, click the blog tab, and share your thoughts with this busy author.